YOU SELECT THE DOWN-PAYMENT % YOU HAVE UP TO 4 MONTHS TO PAY BACK THE AMOUNT
YOU SELECT HOW MANY MONTHS YOU NEED TO PAY-OFF YOUR PURCHASE.
ONLY A ONE-TIME 0.9% ADMIN FEE IS PAYABLE AND NO INTEREST ADDED.
AND ITS FULLY AUTOMATED AND HIGHLY SECURE.
JUST SELECT AT THE CHECKOUT.
YOU CAN ONLY 'CANCEL' YOUR LAYBY WHEN IT IS IN THE PENDING STATUS.
When an order is cancelled in Shopify, no refund is done. The cancel feature involves merchant cancelling the payment plan in PayPal and refunding the consumer all monies paid to-date for the LAY-BUY, less the ‘cancellation fee’ they have stipulated in their T&Cs. PayPal sends email notifications to merchant and consumer that payment plan has been cancelled
As stated above all refunds are done from within PayPal